Budget Notes: Made with a Heart
“My money was going somewhere each month, and I could not understand where exactly. It seemed like I did not spend too much, but in the end of the month I was not happy.” This sort of story may sound a little familiar to many people. There’s at least one thing that helps here: planning. Despite the expectations, with the iPad the process can be easy and heart-touching.
Out of more than 1000 iPad Finance apps on the AppStore, there’s one standing out because of its beauty and the way how obviously it works for the planning. It’s the application called Budget Notes (http://itunes.apple.com/ru/app/budget-notes/id532931740?mt=8).
There are only 2 steps needed to track your finances with Budget Notes. Think about your general expense and income plan for the current month, and split it into big categories. Write down the plan in the first column. For example: “meals: $ 600” (write it under expenses), “salary: $ 3000” (write under income), etc.
Second step is to regularly write down what exactly happens to the money in your life. Write it in the second column. For example, you have spent $ 100 on meals today; write it down under “meals”, and you will see that it’s $ 500 more left to spend, from the planned $ 600. Do the same thing for every big category: insurance, vehicles, household, rent, etc.
Example from the real life: go shopping. It’s a great chance to know your finances with the app. Make a budget called “Shopping”, write down the amount you are ready to spend, and just note all your expenses while making them.
All the rest is done by the application. Budget Notes will show you what is left from the plan, and what’s the difference between the plan and the fact for each of your planned items. You can instantly understand it, and there’s no need for Excel spreadsheets or complicated combinations. As it is true for many iPad things, the solution is easy, elegant and brilliantly implemented.
Extra few words shall be noted regarding the design. Budget Notes is super clean, and very picky for all the fonts and details. It was made originally for the Retina iPad, and looks wonderfully there (unlike some other apps, which were just upgraded to have the Retina graphics). Also you can set a personal passcode, and on the developer’s website you can find simple video lessons about the way to use the app.
Here is a little piece of creative video, which shows how well the app is made. “Budget Notes” just like the video itself, was created with a heart.